Context
The FCA has published a product sales data dashboard in relation to pure protection contracts, covering the calendar year of 2025. The FCA has also updated its Interpreting the Data web page (part of the PSD suite of web pages) to include the links to the dashboard, and to an Excel table format of the data, and a Product Sales Data Glossary.
Key points to note and next actions
- The data can be viewed as being grouped by:
- advised or non-advised sales,
- the number of provider and non-provider sales by product type; or
- the number of sales by product type.
- All the above grouping categories have sub-category data, and all the data is split quarterly.
- The data is correct as of 28 August 2026. Due to a combination of data resubmissions and adjustments, the data is not comparable to data within previous PSD publications.
- During 2025, 43 firms provided pure protection contracts PSD to the FCA.
In relation to the data: - PSD does not include all data on transactions made through fund supermarkets and nominee accounts (such as those used in platforms).
- PSD only captures new sales. Transfers, alterations, top up premiums (on existing policies), increments and renewals are generally not included.
- Sales to retail clients or consumers made by the following types of firms are required to submit pure protection contracts PSD:
- insurers
- managers of authorised alternative investment funds (AIF) or undertakings for collective investment in transferable securities (UCITS) schemes
- operators of an investment trust savings scheme, or a personal pension scheme
- a person who issues or manages the relevant assets of the issuer of a structured capital-at-risk product