| Link(s): | Handbook Notice 143 |
Context
The FCA has published Handbook Notice 143, in which it has included details about Handbook updates in relation to Periodic and other fees for 2026/27, and Enforcement Guide updated relating to the Digital Markets, Competition and Consumers Act 2024 (DMCCA).
Key points to note and next actions
- The periodic and other fees update sets out the 2026/27 regulatory fees and levies for the FCA, FOS, and covers the rules that enable the FCA to collect certain levies on behalf of government departments. This instrument came into force on 2nd July 2026, and feedback was published in a separate policy statement.
- The Enforcement Guide updates reflect changes in consumer protection legislation, describe the FCA’s general approach to the use of powers under DMCCA, and make clarificatory changes to how the FCA describes its general approach to use of non-FSMA powers and FSMA powers in the context of market abuse.
- The Enforcement changes also update legislative references in the FCA’s sourcebooks, and make changes relating to the Consumer Rights Act.
- The FCA has updated the redress section of its Unfair Contract Terms and Consumer Notices Regulatory Guide (UNFCOG) to reflect its powers under the DMCCA. It has also made changes to fully reflect the requirements of the CRA and better explain its supervisory approach to issues involving unfair or unclear terms.
- In the Insurance: Conduct of Business sourcebook (ICOBS) and Consumer Credit sourcebook (CONC), the FCA has substituted references to previous legislation so that they now refer to the DMCCA. It has removed the reference to Part 8 of the Enterprise Act 2002 in CONC 2.2.5 R as this has been repealed by the DMCCA. It has also included the DMCCA in its Glossary of definitions.