| Link(s): | Composing the future: Balancing innovation and human expertise in financial markets | FCA https://www.fca.org.uk/firms/innovation/ai-lab |
Context
The FCA has published a speech, delivered originally on 11 November 2025, by Dominic Holland, FCA Director of Market Oversight, at XLoD Global London 2025. The speech sets out that the evolution of financial markets must continue to balance technological progress with the irreplaceable value of skilled professionals.
Key points to note and next action
- The integration of artificial intelligence and advanced analytics presents significant opportunities for innovation in financial markets.
- Despite technological advancements, human expertise and judgement remain essential to ensure that technology serves to enhance—rather than replace—the core strengths of the financial sector.
- The FCA has also updated its AI Lab web page with details of the first cohort of firms to be included in its ‘Supercharged Sandbox’