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FCA publishes Final Notice for Triton Insurance Brokers Ltd (TIB)

Link(s): https://www.fca.org.uk/publication/final-notices/triton-insurance-brokers-ltd-2021.pdf

Context

The FCA has published a final notice confirming the cancellation of Triton Insurance Brokers Ltd.’s (TIB) Part 4A permission.

Key points to note

  • In February 2020 the FCA completed a variation of TIB’s Part 4A permissions and removed all regulated activities. 
  • The action taken was as a result of the following:
    • TIB had purported to renew insurance policies of at least 19 customers in circumstances where it was not permitted to do so
    • TIB had received insurance premiums from its customers totalling £10,864.21, but had exposed customers to harm and the risk of harm by not passing on those insurance premiums to the relevant insurers, thereby leaving at least 20 customers without a valid insurance policy in circumstances where they thought they were insured
    • TIB had repeatedly failed to respond to the communications of the Regulator, thereby failing to engage in relation to these matters of significant concern and failing to meet its obligations under Principle 11
  • The first supervisory notice can be found at: https://www.fca.org.uk/publication/supervisory-notices/first-supervisory-notice-triton-insurance-brokers-ltd-2020.pdf