Context
The FCA has updated its ‘CCR009 return – relevant ancillary credit firm’ web page with updated details about who needs to submit the return and what data to submit.
Key points to note and next actions
- In relation to who needs to submit the return, CCR009 will collect data from consumer credit firms with FCA permission to carry out credit broking, debt adjusting, debt counselling or providing credit information. Depending on your activities and business model, the form will tell you what data you need to submit. Firms’ Principal Users have been given access to this return. The Principal Users will need to give permission for other RegData users to be able to view, edit or submit this return.
- In relation to what data to provide, the CCR009 return is designed to only show questions or data requests that are relevant to your firm’s activities. It allows the FCA to tailor the questions, so they are more relevant to your actual business model, with a level of detail that is proportionate.
- There are two sets of data flow diagrams, one for Principal firms with Appointed Representatives, and one for other firms. Both sets of data flow diagrams will help firms to understand which questions to complete and what data to provide, and cover the same topics:
- Credit broking
- Debt adjusting / debt counselling
- Providing credit information services
- General information
To find the Data Reference Guide, including details of any validations within the form, search ‘CCR009’ in RegData resources.